Shell Southwest Federal Credit Union
Schedule of Fees and Charges |
The following fees and charges
are effective
07-14-05 and may be subject to change |
| Basic Share Account |
| Membership Fee |
$10 |
| Below minimum balance fee |
$5 |
| Dormant account fee when balance below $250 |
$5 |
| Excessive withdrawal fee (over 6 per month) |
$3 |
| Early Close Fee (within 90 days of opening) |
$15 |
| Deposit checks returned non sufficient funds or other |
$25 |
| Check cashing when membership account below minimum |
$5 |
|
| Checking Accounts |
| Non sufficient funds fee |
$25 |
| Photocopy request (2 free per month) |
$10 |
| Stop payment on checks or bill pay |
$15 |
| Interest Checking monthly fee (average daily below $1500) |
$5 |
| Checking overdraft from savings |
$3 |
| Checks paid on overdrawn accounts |
$25 |
| Checks paid on Collection |
$25 |
| My CU Bill Pay monthly service fee |
$4.95 |
| Bill Pay requests returned Non sufficient funds |
$25 |
|
| Money Market Checking Accounts |
| Minimum withdrawal |
$100 |
| Money Market monthly fee (When balance below $2500) |
$10 |
| Money Market Excessive withdrawal Fee (over 6 monthly) |
$5 |
| Checks in excess of 3 per month (per check) |
$10 |
|
| Visa |
| Tier C annual fee |
$25 |
| Tier D annual fee |
$35 |
| Late fee |
$10 |
| Overlimit fee |
$15 |
| Payment returned non sufficient funds or other |
$20 |
| Copy of Sales Draft |
$6 |
| Grace Period for finance charges |
25 day |
| Cash Advances at Shell SW FCU main office |
free |
|
| ATM & Visa Debit Card |
| ATM Card Withdrawals and transfers at ATM terminal |
$1 |
| Point of Sale Withdrawals and transfers at POS terminal |
free |
| Visa Debit card transaction fee |
free |
| Visa Debit transaction paid on overdrawn accounts |
$25 |
| Visa Debit card replacement fee |
$10 |
|
| Loans |
| Loan Extension fee |
$25 |
| Refinancing Existing SSFCU Loans |
$100 |
| Consumer - loan late charges - see Truth in Lending Disclosure |
|
| Real Estate loans fees - call for current schedule |
|
|
| IRA Accounts |
| Annual Maintenance Fee |
$10 |
|
| All Accounts |
| Statement Copies on Microfiche |
$3 each |
| Statement Copies on computer printout |
$3 each |
| Statement Research or reconciliation (per hour) |
$30 |
| ACH Returns or Reversals |
$25 |
| ACH stop payment |
$15 |
| Cashiers Checks |
$5 |
| Foreign Check collection |
$10 |
| Third party credit union checks |
$2.00 |
| Escheat Processing |
$30 |
| Fax Service |
$2 |
| American Express Gift Checks |
$2.50 |
| American
Express Gift Cards |
$3.95 |
| American
Express Traveler's Cheque Cards |
$14.95 |
| Locator Bad Address fee (monthly) |
$2.00 |
| Stop Payment on credit union checks |
$15 |
| Notary Service (when available) |
$10 |
| Domestic Wire transfers |
$25 |
| Foreign Wire transfers |
$45 |
| Check deposits returned and resubmitted for payment |
$5 |
| Compliance with legal process fee |
$30 |
|
