Savings and Other Deposit Accounts

Savings Accounts

This simple and straight forward account establishes your credit union membership. By maintaining this account you have access to all other credit union services.

Click here for current dividends

Term Share Certificates:

 
These investment accounts are a smart way to build short or long-term investments yields. Take a look at how our Term Share Certificate Accounts can help add to your investment portfolio:
  • Terms from 3 to 48 months
  • Competitive high-yields
  • Insured up to $250,000 by the National Credit Union Share Insurance Fund
  • Minimum balance of $2,500 to keep the account open and earn the disclosed yield and rate

Money Market

Money Markets are a great option for people who’d like to earn a higher dividend while keeping their funds liquid.   The money in your Prosperity FCU Money Market account is conveniently accessible by check!

Individual Retirement Accounts

IRAs are savings accounts designed to help wage earners save for retirement. Many members may still be eligible to deduct their IRA contributions from their taxable income. For them, IRAs are great investments. For those who may not take the deduction, an IRA still remains one of the best methods to save for retirement. Because IRA earnings are sheltered from taxes, IRAs grow faster than ordinary savings accounts. Prosperity FCU offers rollover, transfer, or contributory IRAs with no set-up charges or annual maintenance fees. All IRAs are federally-insured separately from basic savings up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

Click here for current rates

Go to top