Loan Rates
Loan Rates (APR) - effective
| |
|
Term |
Rate |
New Vehicle
Up to 100% of purchase price
|
60 months
any loan amount |
as low as 3.76%* |
72 months
|
add .50% to qualified rate |
84 months
|
add .75% to qualified rate |
|
Members can transfer auto loans from other lenders and receive the new car rate if the original
purchase order shows the original date within the last six months. All vehicles must carry insurance with a maximum deductible of
$500. |
| Used Vehicles
Total due on purchase order can not exceed 100% of retail blue book value. The Credit Union does not finance dealer add-ons |
60 months
any loan amount
|
as low as 3.76%* |
72 months
|
add .50% to qualified rate |
| Recreational Vehicles - New
80% of retail blue book value. Not to exceed 100% of purchase price |
Up to 120 months |
as low as 4.75%* |
| Recreational Vehicles - Used
80% of retail blue book value. Not to exceed 100% of purchase price |
Up to 84 months |
as low as 4.99%* |
| Motorcycle Loans - New
80% of retail blue book value. Not to exceed 100% of purchase price |
Up to 36 months
Maximum loan is $20,000 |
as low as 7.00%* |
| Motorcycle Loans - Used
80% of retail blue book value. Not to exceed 100% of purchase price |
Up to 36 months
Maximum loan is $15,000 |
as low as 8.00%* |
Personal Loans
We will give you the best possible rate based on your credit. |
Up to 48 months
Maximum $15,000
|
as low as 10.75%* |
| |
|
| |
|
Loans Secured by Basic Shares
Maximum $65,000
100% of Share Balance |
24 months
|
as low as 5.75%* |
36 months |
as low as 6.25%* |
48 months |
as low as 6.50%* |
60 months |
as low as 6.75%* |
Loans Secured by Certificate of Deposit
100% of Share Balance |
Payment due in full on certificate maturity date |
3.50% over certificate rate |
*We
will give you the best possible rate based on your credit.
APR = Annual
Percentage Rate
Rates subject to change without notice |
GENERAL INFORMATION: You can download a loan application by
clicking here. You may bring in the application, or fax it to the credit union followed by the original application in the U.S. mail. The FAX number
is (310) 603-8933. You may also complete an application at any CU Service Center. Approved loans can be disbursed at any
CU Service Center. You must submit proof of income when applying for a loan. We accept copies of paystubs or income tax returns.
Questions, call our loan department, (310) 603-8955.
Club 55 and Pearls Program members receive reduced rates, call for details.
