Loan Rates

Loan Rates (APR) - effective

	Term	Rate
New Vehicle Up to 100% of purchase price	60 months any loan amount	as low as 5.25 %*
	72 months available on loans over $20,000	as low as 5.25 %*
	84 months available on loans over $30,000	as low as 5.25 %*
	Members can transfer auto loans from other lenders and receive the new car rate if the original purchase order shows the original date within the last six months. All vehicles must carry insurance with a maximum deductible of $500.
Used Vehicles Total due on purchase order can not exceed 100% of retail blue book value. The Credit Union does not finance dealer add-ons	60 months any loan amount 2001-2006 models	as low as 6.20 %*
	72 months available on loans over $20,000 2001-2006 models	as low as 6.20 %*
	84 months any loan amount 1998-2000 models	as low as 6.20 %*
Recreational Vehicles - New 80% of retail blue book value. Not to exceed 100% of purchase price	Up to 180 months	as low as 7.75%*
Recreational Vehicles - Used 80% of retail blue book value. Not to exceed 100% of purchase price	Up to 180 months	as low as 8.25%*
Motorcycle Loans - New 80% of retail blue book value. Not to exceed 100% of purchase price	Up to 36 months, Maximum loan is $20,000	as low as 7.00%*
Motorcycle Loans - Used 80% of retail blue book value. Not to exceed 100% of purchase price	Up to 36 months Maximum loan is $15,000	as low as 8.00%*
Preferred Line of Credit Monthly payments due = 3% of loan amount. Minimum payment $30 per month.	FICO Score 640 - 679 maximum $5,000	as low as 12.25%*
	FICO Score 680 - 739 maximum $7,500	as low as 12.25%*
	FICO Score 740 + maximum $10,000	as low as 12.25%*
Personal Loans Maximum $15,000 We will give you the best possible rate based on your credit.	12 months	as low as 11.75%*
	24 months	as low as 12.00%*
	36 months	as low as 12.25%*
	48 months	as low as 12.75%*
Classic Visa Maximum $10,000	Monthly payments = 1.5% of balance, Minimum payment is $15 per month. We will give you the best possible rate on a VISA account, based on your credit.	as low as 9.90%*
Loans Secured by Basic Shares Maximum $65,000 90% of Share Balance	24 months	as low as 5.75%*
	36 months	as low as 6.25%*
	48 months	as low as 6.50%*
	60 months	as low as 6.75%*
Loans Secured by Certificate of Deposit 90% of Share Balance	Payment due in full on certificate maturity date	3.50% over certificate rate
*We will give you the best possible rate based on your credit. APR = Annual Percentage Rate Rates subject to change without notice

GENERAL INFORMATION: You can download a loan application by clicking here. You may bring in the application, or fax it to the credit union followed by the original application in the U.S. mail. The FAX number is (310) 603-8933. You may also complete an application at any CU Service Center. Approved loans can be disbursed at any CU Service Center. You must submit proof of income when applying for a loan. We accept copies of paystubs or income tax returns. Questions, call our loan department, (310) 603-8955.

Club 55 and Pearls Program members receive reduced rates, call for details.