Consumer Loans

Personal Loans and Lines of Credit

There are all kinds of reasons you might need to borrow cash from time to time. When that situation comes along, whether it’s for new furniture, a much-needed vacation, back to school supplies, or a wedding - we’ve got you covered at Prosperity FCU!

We offer 2 types of consumer loans to meet your personal borrowing needs:

  • Signature Loans up to $15,000 - for a specific one time need
    • Your choice of terms of 12, 24, 36, or 48 months
  • Preferred Line of Credit – for ongoing access to extra funds
    • A revolving line of credit up to $10,000 depending on credit.

Share Secured Loans

We also offer our Share Secure Loans as an option for those who have money on deposit but prefer the lower interest rate of a secured loan, or those who may have difficulty qualifying under standard guidelines. When you need a little extra cash in your budget, PFCU is here to help. Talk to our
friendly staff to get started.

Downloadable loan application.

Credit Life and Disability Insurances